Consultancy To Develop Annual Credit Profiles And Graduation Model For 20 Self-help Groups In Solio Settlement Scheme, Laikipia County.

Consultancy to Develop Annual Credit Profiles and Graduation Model for 20 Self-Help Groups in Solio Settlement Scheme, Laikipia County Location: Solio Settlement Scheme, Laikipia County, Kenya – Villages 3 (Bahati), 5 (Mathingira), 6 (Mukandamia), and 7 (Baraka) Contract Type: Short-Term Consultancy Duration: 1 Month from the date of contract award Target Groups: 20 Self-Help Groups comprising approximately 400 members across the four project villages Background and Rationale Habitat for Humanity Kenya (HFHK) is a national non-profit organization committed to enabling vulnerable families to access decent and affordable shelter as a foundation for improved livelihoods. Recognizing that sustainable housing is closely linked to resilient income systems, HFHK integrates shelter, water access, climate resilience, financial inclusion, and community capacity strengthening. Solio Settlement Scheme in Laikipia County is characterized by semi-arid climatic conditions, erratic rainfall, prolonged drought cycles, and increasing climate variability. Agriculture and livestock remain important sources of household income, but communities continue to face challenges including limited access to affordable finance, low levels of business capitalization, weak market linkages, and limited access to formal financial services. Through funding support from the German Federal Ministry for Economic Cooperation and Development (BMZ), HFHK is implementing a 39-month climate resilience project in Solio Settlement Scheme. The project seeks to strengthen household resilience and income security through climate-smart agriculture, improved water access, financial inclusion, savings groups, cooperative development, and livelihood strengthening. As part of the project's financial inclusion component, 20 Self-Help Groups (SHGs) have been established and are being supported by Social Mobilisation Workers. The groups maintain regular savings, loan, repayment, attendance, and financial records. Social Mobilisation Workers also submit monthly monitoring and group progress documentation, providing an ongoing source of information on group performance, financial behaviour, governance, membership, savings, internal lending, loan repayment, and other aspects of group development. To support the SHGs to transition from savings-based groups towards stronger and more economically viable community financ...