Description du poste
Title: Loan Officer Reports to: Loan coordinator ## Localisation Type : Full-time Project Position Description The Loan Officer will oversee the design and evolution of financial products for the project. He/she will provide support to the structuring study consultant, acting as a liaison between potential customers, partners and NEF, and implementing the structuring study recommendations throughout the course of the project. Responsibilities: Review and verify all loan applications to ensure completeness and accuracy. Prepare and share the list of applicants and planned visits with Field Associates in alignment with the workplan. Develop detailed visits workplans jointly with Field Associates, the Center Manager, and the Loan Coordinator based on the lists shared on the Loan Management System (LMS). ## Formation / Diplômes Conduct social verifications in coordination with Field Associates to validate applicant information. Supervise and participate in site monitoring visits with Field Associates during client registration (CR) and loan collection visits. Monitor overdue borrowers, ensure timely follow-up, and report updates to the line supervisor. Provide technical and behavioral guidance to Field Associates regarding visit protocols and data collection for client registration. Maintain regular communication with borrowers/beneficiaries to provide updates, guidance, and support. Ensure full adherence to credit policies, Standard Operating Procedures (SOPs), and compliance requirements. Assess applicants’ financial eligibility and loan feasibility in collaboration with the loan coordinator. Oversee follow-up visits and restructuring of loans for borrowers when required. Ensure all lending activities comply with internal policies, donor requirements, and local laws and regulations. ## Responsabilités Perform any other duties assigned by the loan coordinator, Credit Team or management Qualifications and Requirements Bachelor’s degree in finance, Economics, Business Administration, or a related field. ## Expérience Minimum of 3 years of experience in loan processing, credit management, financial product development, or loan review. Solid understanding of direct and indirect lending practices, credit assessment, and loan documentation procedures. Knowledge of financial compliance regulations and risk management standards. Familiarity with loan management sys...